Review by
Smiling Patient
Stars:
2.5
on
2012-03-20
Link
Facilities:
Service:
Painless:
Results:
Cost:
Dr. Foster is a good dentist, but his billing practice is questionable. They allow you to pay off your dental bill monthly, but start charging a 10.25% interest rate and the 3rd month start charging around 20.25% per month. By law they are supposed to state somewhere on the bill the interest rate charged, but they don't. Also, the OM says they charge 18%, but to arrive at her monthly interest charge I had to calculate a 20.25% rate. I asked for an amortization schedule, but she couldn't provide one. I guess that's because an amortization schedule calculated at 18% would not have matched the monthly interest being charged unless the schedule used a 20.25% rate. Here's the kicker: Each month I sent in a monthly amount plus the monthly interest amount, and the following month my balance was HIGHER than the previous month! When I questioned the higher monthly total after making payments that actually reduced the monthly amount owed, no explanation was given but every monthly bill following my inquiry had a reduced monthly balance!!!!
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